SPORTS MEDICINE AND INSURANCE
Athletic Training Services Department Policy
The Athletic Training Services Department is responsible for providing necessary care for the health and welfare of Baldwin Wallace University student-athletes. The care provided consists of prevention, assessment, treatment, and rehabilitation of athletic injuries and illness.
1. All freshmen and transfer student-athletes are required to pass a physical examination given by a Baldwin Wallace University team physician before equipment will be issued and before the student-athlete will be permitted to participate in any intercollegiate athletic activities. Upperclass student-athletes are required to complete an annual medical update prior to participating in any intercollegiate athletic activities.
All physical examinations and medical updates will be scheduled through the Athletic Training Services Department prior to the start of the sport season.
The physical examinations/medical updates are effective for the duration of the academic year.
The team physician may re-examine any student-athlete and change the student-athlete’s participation status at any time should the circumstances warrant.
A medical history must be completed and returned to the Athletic Training Services Department prior to or on the day of the student-athlete's scheduled physical examination. It is imperative that the following conditions be reported in detail and supporting documentation is provided from the attending physician for our team physician to review:
- Injuries to head, neck, back, upper extremity, lower extremity, and internal organs.
- Fractures, dislocations, strains, sprains, and muscle tendon tears.
- Any serious illnesses.
- Allergies, asthma, diabetes, or epilepsy.
- Previous counseling for alcohol/substance abuse.
- Previous surgeries.
- Cardiopulmonary problems.
Student-athletes with special conditions may be referred to a specialist for further examination at the discretion of the team physician. If the special consideration is a pre-existing condition, any fees incurred will be the responsibility of the student-athlete.
Failure to report a special condition will release Baldwin Wallace University from any liability in the event of injury caused by or related to the unreported condition.
Loss of one of the paired organs (kidney, eyes, etc.) or any other condition that is determined by the team physician to be detrimental to the student-athlete’s health and well being may disqualify a candidate for participation in intercollegiate athletics.
Frequently Asked Questions:
Does the student-athlete need to get a physical before starting at Baldwin Wallace University in the fall?
No. Every student-athlete will have a free physical examination as a first year student-athlete and a medical update each year after he/she participates in intercollegiate athletics at Baldwin Wallace University.
1. The student-athlete must report all injuries/illnesses to a certified athletic trainer within 48 hours of the occurrence. Baldwin Wallace University may not be responsible for payment of charges resulting from unreported injuries/illnesses within this designated time frame.
2. The certified athletic trainer will evaluate and treat and/or refer the student-athlete to a Team Physician as necessary.
3. In the case of an emergency or medical problem outside of the Athletic Training Services Department hours, contact a certified athletic trainer immediately. Contact your head coach or respective position coach for help in reaching a member of the athletic training staff or obtaining proper assistance. If you are unable to contact a member of the athletic training staff, notify the Baldwin Wallace University Health Center, in lieu of this, go to a hospital for a true emergency.
4. Treatments will be given under the direction of the team physician and under the supervision of a certified athletic trainer in one of the following Athletic Training Room: Higgins Center Athletic Training Room, Ursprung Gymnasium Athletic Training Room and the George Finnie Stadium Athletic Training Room.
5. The Baldwin Wallace University Health Center has the responsibility for the welfare of students in general. The Athletic Training Services Department has the responsibility for the welfare of student-athletes only.
Can the student-athlete go to his/her own doctor?
Yes. But, the NCAA rules give the final decision on the playing status of a student-athlete to the Team Physician. However, if a student-athlete would like a second opinion in regards to an injury, they may do so at their own expense.
For Baldwin Wallace University to be financially responsible, all medical referral appointments must be made by the Athletic Training Services Department.
Every student-athlete is required to enroll in the Baldwin Wallace University Sports Injury Plan. This plan is an excess only plan which will cover any remaining usual and customary balances that the primary insurance plan does not cover. This coverage is for injuries only which occur during the regular season and designated non-traditional sports seasons.
SPECIAL NOTE: The Sports Injury Plan does not cover any pre-existing conditions or injuries, nor does it cover illnesses.
Why do I have to purchase the Sports Injury Plan when I already have insurance?
In order to treat the student-athlete it is sometimes important to obtain initial diagnostic tests, i.e. x-rays, MRI, etc. Our Sports Injury Plan allows the Athletic Training Services Department to get pre-approval and initial testing done as quickly as possible.
How do we pay for insurance?
You do not need to pay for the insurance in advance. You will be automatically billed for the Sports Injury Plan and the fee will appear on the student-athlete's tuition bill.